Trentino Development Protocol

Measures to support dimensional growth and green transition are put in place under the Sviluppo Trentino Protocol between the Autonomous Province of Trento, Cassa del Trentino S.p.A., Banks and Confidi.

Companies which set up financing lines (Linea Crescita or Linea Green) with the banks participating in the Sviluppo Trentino Protocol will receive a contribution from the Province aimed at reducing the cost of debt.

Types of financing lines

• GROWTH LINE: financing for projects, which have not already been financed and/or started up (i.e. for which there are no expenditure documents prior to the date of the application for financing), concerning the increase in size: operations for the purchase of a company and/or company branch also as part of generational handover operations, purchase of shares or quotas for majority shareholdings. SeeAnnex 1 of the Protocol for further details;
• GREEN LINE: financing for investment projects for the ecological transition, environmental protection, circular economy and energy efficiency referred to in Provincial Law 6/2023, which have not already been financed and/or started (i.e. for which there are no expenditure documents prior to the date of application). SeeAnnex 2 of the Protocol for further details.

Main features of the funding lines (Growth Line and Green Line)

• DURATION: minimum 5 - maximum 9 years, of which 1 year of pre-amortisation
• DEPRECIATION PERIOD: 1 year
• AMORTIZATION PERIOD: minimum 4 - maximum 8 years at an annual rate: i) variable rate not exceeding 6-month Euribor plus a maximum spread of 200 bps for a duration of 5 years and a maximum of 250 bps for longer durations or ii) fixed rate not exceeding IRS for a duration equal to the duration of the loan plus a maximum spread of 200 bps for durations of 5 years and a maximum of 250 bps for longer durations
• CONFIDI GUARANTEE

Participants in the Sviluppo Trentino Protocol

The process of adhesion is under way for the banks interested and with which companies can activate the Linea Crescita and Linea Green.

The banking institutions at which the Linea Crescita or Linea Green can be activated are:

• Cassa Centrale Banca (Banca per il Trentino Alto Adige, Cassa Rurale Alta Valsugana, Cassa Rurale Alto Garda - Rovereto, Cassa Rurale di Ledro, Cassa Rurale Vallagarina, Cassa Rurale Valsugana e Tesino, Cassa Rurale Val di Fiemme, Cassa Rurale Val di Non - Rotaliana e Giovo, Cassa Rurale Val di Sole, FPB Cassa di Fassa Primiero e Belluno, La Cassa Rurale Adamello Giudicarie Valsabbia Paganella);
• Mediocredito Trentino Alto Adige;
• Sparkasse;
• Volksbank.

Cooperfidi and Confidi Trentino Imprese also adhered to the Sviluppo Trentino Protocol, called upon to grant guarantees on the financing lines activated by companies under the Protocol.

Contribution measure

The provincial contribution is determined at a flat rate of1.50%, calculated on the value of the initially borrowed amount of the financing line activated.

The provincial contribution is disbursed annually and subject to the beneficiary's payment of the interest instalment and upon presentation of appropriate documentation. See point 16.2 of the Notice.

The provincial contributions are granted on a de minimis basis in accordance with Regulation (EU) no. 2023/2831.

Obligations

Access to the grant shall entail the obligations set out inArticle 14 of the Notice.

Small and medium-sized enterprises, as well as large enterprises if mid cap, eligible for the operations of the Central Guarantee Fund and which, on the date of submission of the application

(i) are established, registered and active in the Register of Enterprises with anoperating unit where the initiative is carried out, operating in the territory of the Autonomous Province of Trento, duly registered under an ATECO code provided for inAnnex 3 to the Protocol ("ATECO Code List")

ii) comply, for the purposes of granting the provincial contribution, with the requirements set out inArticle 6 "Beneficiaries" of the Notice

iii) have projects concerning Dimensional Augmentation or Green Transition as defined in Annexes 1 and 2 of the Protocol, which have not already been financed and/or started up (i.e. for which there are NO expenditure documents prior to the date of application).

It remains the sole responsibility of the participating banks to assess whether or not to grant the financing.

The application may be submitted by

• Owner / Legal Representative of the company
• Delegate

Submission of applications

Applications may be submitted from 12 noon on 23 July 2025 until 29 May 2026.

Each company may submit - through the IT platform that will be made available by the Province and will be accessible from this service sheet - only one application for the activation of funding (Growth Line/Green Line) assisted by the provincial contribution.

To submit the application, possession of the SPID Public Digital Identity System is required.

ASSISTANCE CONTACTS

For assistance to companies on the IT procedure or on regulatory aspects, you can contact the toll-free number 800.196.977 from Monday to Friday, from 8 a.m. to 5 p.m.

Entering the application in the Platform does not exhaust the activity that the enterprise must carry out in order to be granted the line of financing: the regulations governing relations between Banks, Confidi and Enterprises require the acquisition of specific documentation that will be requested from the enterprise.

The provincial contribution is granted by the competent provincial structure (Provincial Agency for the Encouragement of Economic Activities - APIAE) within 90 days from the disbursement of the financing by the Bank. SeeArticle 18 of the Notice.