Grant for renovation and energy efficiency improvements – 2025 call for applications – reporting

Reporting:

If your application for a grant for renovation and/or energy efficiency improvements to property units, submitted during the validity period of the 2025 call for applications, has been approved, you must submit or send a report on the expenses incurred within 24 months of the date the grant was awarded, together with the documentation relating to the subsidised loan taken out with one of the participating credit institutions.

The institutions currently participating are:

• Cassa Centrale Banca - Credito Cooperativo Italiano S.p.A.
• Cassa Rurale Vallagarina B.C.C.
• Cassa Rurale Alto Garda - Rovereto B.C.C.
• Cassa Rurale di Ledro B.C.C.
• Cassa Rurale Adamello, Giudicarie, Valsabbia, Paganella B.C.C.
• Valsugana and Tesino Rural Bank B.C.C.
• FPB Cassa di Fassa Primiero e Belluno
• Val di Sole Rural Bank (B.C.C.)
• Alta Valsugana Rural Bank (B.C.C.)
• Val di Fiemme Rural Bank (B.C.C.)
• Val di Non - Rotaliana and Giovo Rural Bank (B.C.C.)
• Bank for Trentino-Alto Adige C.C.I.
• Cassa di Risparmio di Bolzano S.p.A. – Südtiroler Sparkasse AG
• Banca Popolare dell’Alto Adige S.p.A. – Südtiroler Volksbank AG
• Cassa Raiffeisen Schlern-Rosengarten Co-operative
• Cassa Rurale Renon (Co-operative)

Depending on the month in which the mortgage was taken out, the maximum rates that may be applied by the bank are set out below:

• 2026
  • January: 4.00%
  • February: 4.00%
  • March: 3.80%
  • April: 4.00%
  • May: 4.00%
  • June: 4.00%
  • July: 4.00%
• Year 2025
  • June: 3.60%
  • July: 3.60%
  • August: 3.70%
  • September: 3.70%
  • October: 3.70%
  • November: 3.60%
  • December: 3.80%

By the deadline for submitting your statement of expenditure, you must:

• have incurred total expenditure on renovation and/or energy efficiency improvement works amounting to at least €20,000
• take out a mortgage or loan with one of the participating credit institutions listed above, for a minimum amount of €12,000
• be registered as resident at the property for which the grant is sought, if it is intended as your main residence
• have registered the property specified in the application as a residential property falling within cadastral categories A2 to A7, if it was originally registered in cadastral categories C2, C6, F2, F3 or F4.

Following the submission of the final statement, the grant may be recalculated if it exceeds the actual interest costs borne by the borrower. This may occur, for example, if the amount of eligible expenses reported is lower than the amount for which the grant was awarded, if the amount of the loan taken out is lower than the maximum permitted loan amount, or if the interest rate at which the loan was taken out is lower than the projected rate (3.75%). In any case, the recalculation cannot result in an increase on the grant awarded.

Request for an extension:

If you are unable to submit your final statement by the deadline, you may request an extension of up to 24 months for valid reasons.

After the first extension, you may request a further extension of up to 12 months only if:

• you already hold the necessary planning permission
• you have, in any event, commenced the works where the relevant regulations do not require a qualifying certificate.

Requests for an extension must be submitted before the deadline for submitting the report or the expiry of the first extension.

The conditions are those set out in Article 15 of the Call for Applications.

Individuals who have been awarded the grant.

Expense Reporting

The expense report must be completed and submitted via the web application accessible via the link below. Access to the web application must be gained by logging in with SPID, CPS/CNS or CIE.

Application for an extension of the deadline for submitting the expense report:

Requests for an extension of the deadline for submitting the expense report must be made using the appropriate form, with the relevant stamp duty paid, and submitted in one of the following ways:

1. by email (certified or standard) toserv.casaecoesione@pec.provincia.tn.it 
2. by registered post with acknowledgement of receipt to the Service for Territorial Cohesion, Housing Policies and the Promotion of Trentino’s Social Capital Abroad; in this case, the postmark of the accepting post office shall serve as proof of date
3. by hand delivery to the Service for Territorial Cohesion, Housing Policies and the Promotion of Trentino’s Social Capital Abroad or to the public assistance and information desks of the Autonomous Province of Trento located throughout the region.

Application for an extension of the reporting deadline:

on the appropriate form, accompanied by a photocopy of the beneficiary’s or beneficiaries’ identity document.

Reporting of expenses incurred:

via the web application by uploading the required attachments.

Granting of an extension: within 45 days from the day following the date of receipt of the request for an extension.

Recalculation of grant: within 90 days of the day following the date on which the financial statement is submitted.

Payment: the grant is paid in 10 equal annual instalments.